The annual maintenance and same-day storm prep that minimizes damage and simplifies any future insurance claim. Built for Colorado conditions.
Storm Damage Is Inevitable. Storm Loss Doesn’t Have to Be.
Colorado averages over 300 reportable hail events every year. The Front Range sees more property-damaging hail than almost anywhere in the country. If you own a home here, your roof is going to take a beating eventually.
This checklist is what we tell our own customers to do annually and the day a storm is forecasted. None of it requires a contractor. All of it reduces damage and makes any future claim easier to file.
What’s Inside
Annual roof, gutter, and siding pre-season checklist (do this every spring)
Tree and landscaping prep that prevents 80% of storm-debris damage
Same-day prep when severe weather is forecasted (1-2 hours of work)
Photo documentation to take BEFORE storm season starts (huge for claims later)
Insurance policy check — questions to ask your agent annually
Emergency contact list template (water shutoff, electrical, contractors)
Why Pre-Storm Documentation Matters
When you file a storm damage claim, the insurance carrier needs evidence that the damage is new — caused by the storm, not pre-existing. The single best evidence you can have? Dated photos of your home from before the storm season.
This guide tells you exactly what to photograph and how to organize it. 30 minutes of pre-season documentation can mean thousands in covered damages later.
Who This Is For
Every Colorado homeowner. Especially those new to the state, those with older roofs, and those in higher-elevation Front Range communities where hail is most severe.
